A complete TPP checking service for UK/EU
OB Directory
The Banfico Open Banking Directory provides a single and compliant source of standardised information about active Regulated Entities that can perform Access to Account (XS2A) services in Europe. It connects to all National Competent Authority (NCA) registers and European Banking Authority (EBA).
Our cloud-based solution is highly available, with updates sourced from the registers every two hours.
Product Highlights
The Advantages of an Open Banking Directory
Compliance & Risk Mitigation
Our solution complies with mandatory TPP identification checks through the use of eIDAS and OBIE certificates.
To mitigate fraud, our solution does a real-time check on the National Competent Authority (NCA) register.
Unlimited API Volume
We provide unlimited API volume usage subject to fair use policy.
Our solution is built with highly available and scalable architecture.
Available in TWO options
OB Directory provides data from 31 NCA Registers, which needs to be cached on the bankside.
OB Directory Plus provides an additional certificate validation service.
Cost-effective
Each option is priced differently based on your need and requirements.
We offer flexible pricing structures.
Introducing
OB Directory
Validate eIDAS/OBIE certificates
Regulated Entity data from 31 NCA Registers
Check TPP authorisation
Real-time updates (within 2 hours)
Highly available (99.95%)
Versioning and audit log included
Highly scalable and resilient
Cost-effective
Simple onboarding process
Dedicated development support
Trusted by
Our OB Directory Offers
| OB Directory | OB Directory Plus | |
|---|---|---|
| Key Differences | ||
| Technical Setup | NCAs register data shared via API on the cloud |
Full TPP validation using simple API on the cloud |
| Certificates Checking (eIDAS & OBIE Certificates) |
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| Connection to 31 NCA Registers & EBA Register |
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| 24/7 Support (and Migration Support) | |
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| Usage Policy | Full and Incremental Downloads Available (Subject to Fair Usage Policy) |
Unlimited API Calls Volume (Subject to Fair Usage Policy) |
| Types of TPPs | All Regulated Entities | All Regulated Entities |
| Infrastructure Maintenance | Banks require additional infrastructure to maintain directory cache |
Fully managed SaaS |
Your trusted PSD2 compliance solution
Here’s What the Process Looks Like
The OB Directory allows you to validate the authorisation status of TPPs that request access to your customer accounts. TPPs are
checked against all available registers and their certificate is validated against the EU Trust List of Trust Service Providers.
Request a Demo
Contact Us
OB Directory Demo
See OB Directory solution in action! Please fill the information below to schedule a demo.