A fully compliant fallback interface
Modified Customer Interface (UK/EU)
Our Modified Customer Interface (MCI) solution gives you a secure customer interface with third party provider identification that conforms to Open Banking and GDPR regulations. Safely identify and authenticate Payment Service Users (PSUs) through your existing channels inline with Strong Customer Authentication (SCA) and share their financial data without risking personal data.
Product Highlights
The Advantages of Modified Customer Interface
Quick Compliance
Bank can be fully Open Banking or PSD2 compliant in UK/EU by only implementing MCI solution.
Our solution can be delivered in 1-2 weeks.
Cost-Effective
Achieve full compliance with a fraction of the cost of implementing an API solution.
This is built on the banks existing online/mobile banking and there is no significant integration cost.
GDPR Compliance
Our solution meets the GDPR requirements with personal data redaction functionality.
Non-PSD2 product information such as savings and others can be redacted.
Contingency Mechanism
Our MCI solution can be used as the main Open Banking interface or as a fallback to API solution.
Our solution offers a contingency mechanism and is used to mitigate "Dedicated API" failure risk.
Introducing
Modified Customer Interface
Certificate based identification and authentication
Role based access control (AISP/PISP/PIISP)
TPP validation checks across 31 NCAs
Fully SCA compliant
Customer personal data redaction (GDPR compliant)
Non PSD2 product data redaction
All common access methods available
Audit and logging included
Simple onboarding process
Dedicated development support
Trusted by
Your trusted Open Banking solution
Here’s What the Process Looks Like
Our Modified Customer Interface allows you to safely provide TPPs with access to your customers’ financial data through your
existing channels. Checks are conducted to identify and authenticate TPPs to guarantee data security.
Request a Demo
Contact Us
Modified Customer Interface Demo
See Banfico’s Modified Customer Interface solution in action! Please fill the information below to schedule a demo.